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Karen W. Treviño

Residential Mortgage Loan Originator

MEET Karen

I have been in the mortgage business for over 30 years and have been involved in every aspect of the business, from originating and underwriting new loans to servicing existing loans.

I enjoy working with first time home buyers, credit challenged borrowers, seniors looking for a reverse mortgage to stay in their homes and those needing construction financing to build their new home. In my work, I try to match home buyers to the loans and programs that best meet their needs and budget.

I work with home buyers of all kinds, including veterans, teachers, police officers, firefighters, and Emergency Medical Technicians, and many others. Thrive Mortgage enables me to find the right programs and loans to meet the needs of many borrowers, including the following programs and products:


  • Homes for Heroes

  • Manufactured Housing Loans

  • Down Payment Assistance for First Time Home Buyers

  • Reverse Mortgages

  • Interim Construction and Permanent Financing for Custom Homes



  • Conventional Loans

  • FHA Loans

  • VA Loans

  • USDA Loans


My clients can count on me to help them overcome obstacles that have previously kept them from homeownership. Everyone deserves the opportunity to own a home and I am committed to finding solutions to make this dream come true for my clients. I treat my clients like family, offering the best service and rates while keeping them informed throughout the mortgage loan process.



Learned a lot, enjoyed the process, the good feeling was one of complete trust in Karen’s experience and authenticity

- C. Taylor

Karen was informative, helpful and honest about the entire process.  She laid out my options clearly and provided an explanation to each.  There was an accurate representation for what Georgetown Mortgage [now Thrive Mortgage] is about. 

- P. Charles

Karen helped us buy our first home and she really went out of her way to make the process as painless as possible. She is knowledgeable and efficient. I highly recommend her!

- J. Joy

"I have been a real estate agent since 2007 & during that time I have found Karen Trevino to be a cut above other mortgage loan officers I have worked with. My broker Bill Spencer, who has over 30 years experience in the real estate field, first recommended Karen to me as the best he knew of back when I was first starting out & while I was having trouble with the loan agents I was dealing with.

My first house deal was saved when Karen stepped in & took over for the other loan agent who wasn't up to the challenge. Karen too has over 30 years of experience in her field & has quickly & efficiently helped my clients throughout the many deals I have worked over the years. First-rate loan officers such as Karen make a big impact in any real estate deal, so keeping clients happy will always keep the realtor happy."
-L. Wessels, Realtor
Karen is awesome! I had the pleasure of working with her on a file that recently Closed & Funded and I literally did cartwheels when I found out she was doing the Loan on another one Closing in my Office! She is fast, professional and really takes care of her Clients! - C. Herrin with Netco Title
I trust Karen implicitly. I don’t trust my clients with anyone else because I want them to be taken care of. Karen is honest with them and walks them through the process to ease their fears. She works hard to get them the best rate and product they need.
-M. Gabriel,

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Amistad Homes 
Garrett Signature Homes
Prince Development
Hennessee Group
Palm Harbor Homes


Down Payment Assistance Loans
- TDHCA, TSAHC, SETH, Travis County, City of Austin 
Interim Construction Loans 
Reverse Mortgage Loans- both for Refinance and Purchase
FHA 203K and Homestyle Renovation Loans
Conventional, FHA, USDA and VA Loans
Manufactured Home Loans


Bill Spencer
Larry Wessels
Michael Gabriel
Cheryl Stroud
Trish Matthews
Sally Deciles

Karen W. Treviño, Residential Mortgage Loan Originator NMLS #296880

Thrive Mortgage, LLC  NMLS #285739
4819 Williams Drive, Georgetown TX 78633
Cell:  (210) 488-5479
Fax:  (866) 435-6213